Do I Need a Separate Policy to Drive in Mexico?

The beautiful beaches, decadent cuisine and rich culture of Mexico all make it an attractive travel destination. Coupled with its proximity to the United States, it’s no surprise that many tourists make trips south of the border a regular occurrence. But whether you plan to drive into Mexico or rent a car after your flight lands, understanding and addressing your auto insurance needs is non-negotiable.

Is Auto Insurance Required in Mexico?

Yes, much like most of the United States, auto insurance is legally required if you plan to drive on Mexican public roads. Furthermore, you’ll need a Mexican auto insurance policy purchased specifically for travel south of the border. These mandates apply even if you are driving your own vehicle and already have a U.S. auto insurance policy.

What Types of Insurance Do I Need?

Again, much like many parts of the United States, Mexican laws typically require you to have an auto insurance policy that at least includes minimum amounts of third-party liability coverage. These financial protections can help other parties manage health care costs, property damage and other costs resulting from accidents for which you were at fault. For example, if you cause a crash and another motorist is hospitalized, your liability coverage would likely be tapped to assist with their medical bills.

How Can I Get the Right Coverage?

Mexican auto insurance can be purchased from many licensed agencies in the United States. Additionally, policies can be tailored to suit your unique circumstances, including temporary coverage lasting for the specific duration of your trip.

At Variety Insurance Agency, our knowledgeable and experienced team can help you assess your Mexican auto insurance needs and procure a suitable policy. Contact us today to begin.

This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.