General Liability Insurance in Springdale, AR
For businesses in Arkansas, general liability insurance can help manage many common and expensive risks, including costs related to third-party claims. A standard general liability insurance policy typically includes the following coverage:
- Bodily injury liability coverage may apply if someone is injured on your business premises or because of your operations.
- Property damage liability coverage may provide coverage for accidental damage to someone else’s property caused by your business activities.
- Personal and advertising injury liability coverage may include claims of libel, slander or copyright infringement related to your advertising.
- Medical payments (Medpay) coverage may help cover medical expenses if a third party is injured on your property, regardless of who is at fault.
- Legal defense costs coverage may help offset legal fees and settlements if your business is sued for a covered claim.
Who Can Benefit from this Policy?
General liability insurance is often suitable for a wide range of businesses. You may consider this policy if you:
- Lease or own commercial space
- Welcome visitors to your business
- Travel to job sites or client locations
- Advertise your business
- Employ staff who deal with the public
You may also need proof of coverage to meet certain contract or legal requirements.
What Factors Can Affect My Policy Rates?
Pricing may vary based on numerous factors, including:
- Your industry
- Business location
- Number of employees
- Type of operations
- Claims history
- The specifics of your coverage
We’re Here to Help
Contact Variety Insurance Agency to discuss your general liability insurance options and get a no-obligation quote.